* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: #333;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

header {
    background: #1a365d;
    color: #fff;
    padding: 15px 0;
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
}

.header-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    font-size: 1.5rem;
    font-weight: 700;
}

nav ul {
    display: flex;
    list-style: none;
    gap: 30px;
}

nav a {
    color: #fff;
    text-decoration: none;
    transition: color 0.3s;
}

nav a:hover {
    color: #63b3ed;
}

.menu-toggle {
    display: none;
    background: none;
    border: none;
    color: #fff;
    font-size: 1.5rem;
    cursor: pointer;
}

.hero {
    background: linear-gradient(135deg, #1a365d 0%, #2c5282 100%);
    color: #fff;
    padding: 150px 0 100px;
    text-align: center;
}

.hero h1 {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.hero p {
    font-size: 1.1rem;
    max-width: 700px;
    margin: 0 auto 30px;
    opacity: 0.9;
}

.btn {
    display: inline-block;
    padding: 15px 35px;
    border-radius: 5px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s;
    border: none;
    cursor: pointer;
    font-size: 1rem;
}

.btn-primary {
    background: #48bb78;
    color: #fff;
}

.btn-primary:hover {
    background: #38a169;
}

.section {
    padding: 80px 0;
}

.section-alt {
    background: #f7fafc;
}

.section h2 {
    text-align: center;
    font-size: 2rem;
    margin-bottom: 50px;
    color: #1a365d;
}

.section > .container > p {
    max-width: 800px;
    margin: 0 auto 20px;
    text-align: center;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
}

.feature-card {
    background: #fff;
    padding: 30px;
    border-radius: 10px;
    text-align: center;
    box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
    transition: transform 0.3s;
}

.feature-card:hover {
    transform: translateY(-5px);
}

.feature-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.feature-card h3 {
    color: #1a365d;
    margin-bottom: 15px;
}

.steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 30px;
}

.step {
    text-align: center;
    padding: 20px;
}

.step-number {
    width: 60px;
    height: 60px;
    background: #1a365d;
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 700;
    margin: 0 auto 20px;
}

.step h3 {
    color: #1a365d;
    margin-bottom: 10px;
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    margin-bottom: 15px;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    overflow: hidden;
}

.faq-question {
    width: 100%;
    padding: 20px;
    background: #fff;
    border: none;
    text-align: left;
    font-size: 1rem;
    font-weight: 600;
    color: #1a365d;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: background 0.3s;
}

.faq-question:hover {
    background: #edf2f7;
}

.faq-question::after {
    content: '+';
    font-size: 1.5rem;
    transition: transform 0.3s;
}

.faq-item.active .faq-question::after {
    transform: rotate(45deg);
}

.faq-answer {
    display: none;
    padding: 0 20px 20px;
    background: #fff;
}

.faq-item.active .faq-answer {
    display: block;
}

.contact-form {
    max-width: 500px;
    margin: 0 auto;
    background: #fff;
    padding: 40px;
    border-radius: 10px;
    box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    color: #1a365d;
}

.form-group input[type="text"],
.form-group input[type="email"],
.form-group select {
    width: 100%;
    padding: 12px;
    border: 1px solid #e2e8f0;
    border-radius: 5px;
    font-size: 1rem;
    transition: border-color 0.3s;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: #1a365d;
}

.form-group-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.form-group-checkbox input {
    margin-top: 5px;
}

.form-group-checkbox label {
    font-size: 0.9rem;
    font-weight: 400;
}

.contact-form .btn {
    width: 100%;
}

footer {
    background: #1a365d;
    color: #fff;
    padding: 40px 0;
    text-align: center;
}

.footer-links {
    margin-bottom: 20px;
}

.footer-links a {
    color: #63b3ed;
    text-decoration: none;
    margin: 0 15px;
}

.footer-links a:hover {
    text-decoration: underline;
}

.disclaimer {
    font-size: 0.9rem;
    opacity: 0.8;
    max-width: 600px;
    margin: 0 auto 15px;
}

@media (max-width: 768px) {
    .menu-toggle {
        display: block;
    }

    nav {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background: #1a365d;
        padding: 20px;
    }

    nav.active {
        display: block;
    }

    nav ul {
        flex-direction: column;
        gap: 15px;
    }

    .hero {
        padding: 120px 0 60px;
    }

    .hero h1 {
        font-size: 1.8rem;
    }

    .section {
        padding: 50px 0;
    }

    .contact-form {
        padding: 25px;
    }
}